Financial Literacy tends to come from observing those that are part of our lives prior to adulthood. Looking at research, this presents a dim view of your financial future. Like it or not, the majority of our daily decision making revolves around finances. Understanding the elements that make up the financial side of your life has the potential to make your life significantly more enjoyable. Maintaining your ignorance is a guaranteed path to the status quo—and the status quo is not pleasant.